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Renasant (RNST) Reports Q2 Earnings: What Key Metrics Have to Say

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For the quarter ended June 2026, Renasant (RNST - Free Report) reported revenue of $273.94 million, up 2.5% over the same period last year. EPS came in at $0.94, compared to $0.69 in the year-ago quarter.

The reported revenue represents a surprise of -0.6% over the Zacks Consensus Estimate of $275.6 million. With the consensus EPS estimate being $0.91, the EPS surprise was +3.3%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Renasant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 3.8% versus 3.8% estimated by three analysts on average.
  • Efficiency ratio (GAAP): 57.9% compared to the 56.6% average estimate based on three analysts.
  • Total nonperforming loans: $186.48 million compared to the $194.53 million average estimate based on two analysts.
  • Annualized net loan charge-offs / average loans: 0.1% versus the two-analyst average estimate of 0.1%.
  • Total nonperforming assets: $202.05 million versus the two-analyst average estimate of $209.76 million.
  • Average Balance - Total interest-earning assets: $23.8 billion versus the two-analyst average estimate of $24.17 billion.
  • Net Interest Income: $222.75 million versus $224.63 million estimated by three analysts on average.
  • Net Interest Income (FTE): $227.66 million compared to the $229.56 million average estimate based on three analysts.
  • Total Noninterest Income: $51.19 million versus $50.93 million estimated by three analysts on average.

View all Key Company Metrics for Renasant here>>>

Shares of Renasant have returned +1.5% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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