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Compared to Estimates, SoFi Technologies (SOFI) Q2 Earnings: A Look at Key Metrics
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SoFi Technologies, Inc. (SOFI - Free Report) reported $1.21 billion in revenue for the quarter ended June 2026, representing a year-over-year increase of 40.5%. EPS of $0.12 for the same period compares to $0.08 a year ago.
The reported revenue represents a surprise of +8.33% over the Zacks Consensus Estimate of $1.11 billion. With the consensus EPS estimate being $0.11, the EPS surprise was +9.09%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how SoFi Technologies performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Total Accounts - Technology Platform segment: 134.8 million versus the two-analyst average estimate of 137.06 million.
Total Products - Financial Services segment: 21.29 million versus 20.8 million estimated by two analysts on average.
Net Interest Income: $788.2 million versus $714.41 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +52.2% change.
Total Noninterest Income: $430.48 million versus $404.45 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +27.7% change.
Loan platform fees: $140.93 million versus $163.26 million estimated by two analysts on average.
Total Interest Income: $1.14 billion versus the two-analyst average estimate of $1.06 billion. The reported number represents a year-over-year change of +43.9%.
Other: $85.5 million versus $76.93 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +77.9% change.
Technology products and solutions: $52.46 million compared to the $53.92 million average estimate based on two analysts. The reported number represents a change of -42.2% year over year.
Loan origination, sales, securitizations and servicing: $150.41 million compared to the $111.75 million average estimate based on two analysts. The reported number represents a change of +112.3% year over year.
Shares of SoFi Technologies have returned -6.6% over the past month versus the Zacks S&P 500 composite's +1.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Compared to Estimates, SoFi Technologies (SOFI) Q2 Earnings: A Look at Key Metrics
SoFi Technologies, Inc. (SOFI - Free Report) reported $1.21 billion in revenue for the quarter ended June 2026, representing a year-over-year increase of 40.5%. EPS of $0.12 for the same period compares to $0.08 a year ago.
The reported revenue represents a surprise of +8.33% over the Zacks Consensus Estimate of $1.11 billion. With the consensus EPS estimate being $0.11, the EPS surprise was +9.09%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how SoFi Technologies performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for SoFi Technologies here>>>
Shares of SoFi Technologies have returned -6.6% over the past month versus the Zacks S&P 500 composite's +1.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.