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Kemper (KMPR) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
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For the quarter ended June 2026, Kemper (KMPR - Free Report) reported revenue of $1.12 billion, down 8.9% over the same period last year. EPS came in at $0.45, compared to $1.30 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.23 billion, representing a surprise of -9.5%. The company delivered an EPS surprise of +40.63%, with the consensus EPS estimate being $0.32.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Kemper performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Specialty Property & Casualty Insurance - Commercial Automobile Insurance - Total Incurred Loss and LAE Ratio: 83.6% versus 77.7% estimated by two analysts on average.
Specialty Property & Casualty Insurance - Combined Ratio: 104% versus the two-analyst average estimate of 105.1%.
Specialty Property & Casualty Insurance - Total Incurred Loss and LAE Ratio: 83.4% versus 83.3% estimated by two analysts on average.
Specialty Property & Casualty Insurance - Insurance Expense Ratio: 20.6% versus the two-analyst average estimate of 21.8%.
Revenues- Life Insurance- Earned Premiums: $102.7 million compared to the $101.77 million average estimate based on three analysts. The reported number represents a change of +2.2% year over year.
Revenues- Specialty Property & Casualty Insurance- Earned Premiums: $896.6 million versus the three-analyst average estimate of $1.01 billion. The reported number represents a year-over-year change of -11.3%.
Revenues- Earned Premiums: $1.01 billion versus the three-analyst average estimate of $1.13 billion. The reported number represents a year-over-year change of -10.5%.
Revenues- Net Investment Income: $105.4 million versus the three-analyst average estimate of $106.57 million. The reported number represents a year-over-year change of +9.9%.
Revenues- Specialty Property & Casualty Insurance- Earned Premiums- Personal Automobile: $647.4 million versus $797.59 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -18% change.
Revenues- Specialty Property & Casualty Insurance- Earned Premiums- Commercial Automobile: $249.2 million compared to the $256.52 million average estimate based on two analysts. The reported number represents a change of +12.5% year over year.
Revenues- Life Insurance- Total: $152.4 million versus the two-analyst average estimate of $151.45 million. The reported number represents a year-over-year change of +4.7%.
Revenues- Specialty Property & Casualty Insurance- Total: $951.6 million compared to the $1.11 billion average estimate based on two analysts. The reported number represents a change of -10.5% year over year.
Shares of Kemper have returned -0.3% over the past month versus the Zacks S&P 500 composite's +3.5% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.
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Kemper (KMPR) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended June 2026, Kemper (KMPR - Free Report) reported revenue of $1.12 billion, down 8.9% over the same period last year. EPS came in at $0.45, compared to $1.30 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.23 billion, representing a surprise of -9.5%. The company delivered an EPS surprise of +40.63%, with the consensus EPS estimate being $0.32.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Kemper performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Kemper here>>>
Shares of Kemper have returned -0.3% over the past month versus the Zacks S&P 500 composite's +3.5% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.