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Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know

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In the latest close session, Upstart Holdings, Inc. (UPST - Free Report) was down 1.45% at $23.75. The stock's change was less than the S&P 500's daily loss of 0.06%. On the other hand, the Dow registered a gain of 0.38%, and the technology-centric Nasdaq decreased by 0.44%.

Coming into today, shares of the company had lost 5.82% in the past month. In that same time, the Finance sector lost 2.69%, while the S&P 500 gained 2.36%.

The investment community will be paying close attention to the earnings performance of Upstart Holdings, Inc. in its upcoming release. The company is slated to reveal its earnings on November 3, 2026. In that report, analysts expect Upstart Holdings, Inc. to post earnings of $0.6 per share. This would mark year-over-year growth of 15.38%. Alongside, our most recent consensus estimate is anticipating revenue of $364.63 million, indicating a 31.58% upward movement from the same quarter last year.

In terms of the entire fiscal year, the Zacks Consensus Estimates predict earnings of $2.2 per share and a revenue of $1.42 billion, indicating changes of +26.44% and +36%, respectively, from the former year.

Investors should also note any recent changes to analyst estimates for Upstart Holdings, Inc. Recent revisions tend to reflect the latest near-term business trends. As such, positive estimate revisions reflect analyst optimism about the business and profitability.

Based on our research, we believe these estimate revisions are directly related to near-term stock moves. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. At present, Upstart Holdings, Inc. boasts a Zacks Rank of #3 (Hold).

In terms of valuation, Upstart Holdings, Inc. is presently being traded at a Forward P/E ratio of 10.95. For comparison, its industry has an average Forward P/E of 10.93, which means Upstart Holdings, Inc. is trading at a premium to the group.

It's also important to note that UPST currently trades at a PEG ratio of 0.28. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. The Financial - Miscellaneous Services industry currently had an average PEG ratio of 1.03 as of yesterday's close.

The Financial - Miscellaneous Services industry is part of the Finance sector. This industry currently has a Zacks Industry Rank of 166, which puts it in the bottom 33% of all 250+ industries.

The strength of our individual industry groups is measured by the Zacks Industry Rank, which is calculated based on the average Zacks Rank of the individual stocks within these groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Be sure to use Zacks.com to monitor all these stock-influencing metrics, and more, throughout the forthcoming trading sessions.

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