For the quarter ended September 2026, Wells Fargo (WFC Quick QuoteWFC - Free Report) reported revenue of $21.87 billion, up 2% over the same period last year. EPS came in at $1.87, compared to $1.73 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $22.15 billion, representing a surprise of -1.26%. The company delivered an EPS surprise of +1.08%, with the consensus EPS estimate being $1.85.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Wells Fargo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 63% versus the five-analyst average estimate of 62.5%.
• Net interest margin on a taxable-equivalent basis: 2.4% versus the five-analyst average estimate of 2.4%.
• Net loan charge-offs as a % of average total loans (annualized): 0.4% compared to the 0.4% average estimate based on five analysts.
• Book value per common share: $52.91 versus the five-analyst average estimate of $54.96.
• Return on assets (ROA) - Financial Ratios: 1.1% compared to the 1% average estimate based on five analysts.
• Return on equity (ROE) - Financial Ratios: 13.8% versus 13.5% estimated by five analysts on average.
• Average Balance - Total interest-earning assets: $2060.03 billion compared to the $2089.78 billion average estimate based on five analysts.
• Net loan charge-offs: $983 million compared to the $985.61 million average estimate based on four analysts.
• Total nonperforming assets: $7.36 billion versus $8.47 billion estimated by four analysts on average.
• Total nonaccrual loans: $7.06 billion versus $8.17 billion estimated by four analysts on average.
• Tier 1 Leverage Ratio: 6.8% compared to the 6.8% average estimate based on three analysts.
• Common Equity Tier 1 (CET1) - Standardized Approach: 10% versus the three-analyst average estimate of 10.1%.

View all Key Company Metrics for Wells Fargo here>>>

Shares of Wells Fargo have returned -6.1% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.