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3 Top-Ranked Mutual Funds for Your Retirement

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Investing in mutual funds for retirement is never too late. And the Zacks Mutual Fund Rank can be an excellent tool for investors looking to invest in the best funds.

The easiest, most reliable way to judge a mutual fund's quality over time is by analyzing its performance, diversification, and fees. The Zacks Mutual Fund Rank, which covers over 19,000 mutual funds, has helped us identify three outstanding options that are perfect for any long-term investors' portfolios that is retirement-focused.

Let's take a look at some of our top-ranked mutual funds with the lowest fees.

Allspring Precious Metals A (EKWAX - Free Report) has a 1.09% expense ratio and 0.62% management fee. Sector - Precious Metal funds like EKWAX normally invest in stocks focused on the mining and production of precious metals such as gold, silver, platinum, and palladium. With yearly returns of 30.05% over the last five years, this fund clearly wins.

American Funds Fundamentl Invs F3 (FUNFX) is a stand out amongst its peers. FUNFX is part of the Large Cap Blend section, and these mutual funds most often invest in firms with a market capitalization of $10 billion or more. By investing in bigger companies, these funds offer more stability, and are often well-suited for investors with a "buy and hold" mindset. With five-year annualized performance of 13.91%, expense ratio of 0.28% and management fee of 0.24%, this diversified fund is an attractive buy with a strong history of performance.

Goldman Sachs Intl Tax ManagedEq R6 (GHTRX) is an attractive large-cap allocation. GHTRX is a Non US - Equity option, focusing their investments acoss emerging and developed markets, and can often extend across cap levels too. GHTRX has an expense ratio of 0.89%, management fee of 0.85%, and annual returns of 11.56% over the past five years.

We hope that your investment advisor (if you use one) has you invested in one or all of the top-ranked mutual funds we've reviewed. But if that isn't the case, it might be time to have a conversation or reconsider this vitally important relationship.

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