Bank of America (BAC Quick QuoteBAC - Free Report) reported $29.96 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 6.7%. EPS of $1.08 for the same period compares to $1.06 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $30.62 billion, representing a surprise of -2.15%. The company delivered an EPS surprise of -2.7%, with the consensus EPS estimate being $1.11.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Bank of America performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio (FTE basis): 65.5% versus the four-analyst average estimate of 59.8%.
• Net charge-off / Average Loans: 0.4% compared to the 0.5% average estimate based on four analysts.
• Total earning assets - Average balance: $3058.36 billion versus $3112.61 billion estimated by four analysts on average.
• Net interest income/yield on earning assets - Yield/rate: 2.2% compared to the 2.1% average estimate based on four analysts.
• Book value per share of common stock: $39.26 versus $39.68 estimated by four analysts on average.
• Tier 1 Capital Ratio: 12.2% versus the three-analyst average estimate of 12.4%.
• Total nonperforming loans, leases and foreclosed properties: $5.65 billion versus $6.58 billion estimated by three analysts on average.
• Total nonperforming loans and leases: $5.54 billion versus $6.46 billion estimated by three analysts on average.
• Tier 1 Leverage Ratio: 6.6% compared to the 6.5% average estimate based on two analysts.
• Total Noninterest Income: $13.51 billion versus $14.32 billion estimated by four analysts on average.
• Net Interest Income- Fully taxable-equivalent basis: $16.61 billion compared to the $16.55 billion average estimate based on four analysts.
• Card income: $1.56 billion compared to the $1.64 billion average estimate based on three analysts.

View all Key Company Metrics for Bank of America here>>>

Shares of Bank of America have returned -9.3% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.