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Compared to Estimates, BNY (BNY) Q3 Earnings: A Look at Key Metrics

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For the quarter ended September 2026, BNY (BNY - Free Report) reported revenue of $5.68 billion, up 11.7% over the same period last year. EPS came in at $2.37, compared to $1.91 in the year-ago quarter.

The reported revenue represents a surprise of +2.06% over the Zacks Consensus Estimate of $5.56 billion. With the consensus EPS estimate being $2.26, the EPS surprise was +4.87%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how BNY performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin (FTE Basis): 1.4% compared to the 1.4% average estimate based on three analysts.
  • Total interest-earning assets - Average balance: $396.5 billion versus the three-analyst average estimate of $392.85 billion.
  • Tier 1 Leverage Ratio: 5.7% versus the three-analyst average estimate of 5.8%.
  • Book value per common share: $58.43 versus $58.55 estimated by three analysts on average.
  • Tier 1 Capital Ratio (Standardized Approach): 13.1% versus the two-analyst average estimate of 13.2%.
  • Nonperforming Assets: $37 million versus $69.75 million estimated by two analysts on average.
  • Total fee and other revenue: $4.25 billion versus the three-analyst average estimate of $4.16 billion.
  • Net interest revenue: $1.42 billion versus the three-analyst average estimate of $1.39 billion.
  • Net interest revenue (FTE): $1.42 billion versus the three-analyst average estimate of $1.39 billion.
  • Distribution and servicing fees: $38 million versus $38.38 million estimated by two analysts on average.
  • Investment management and performance fees: $803 million versus $818.57 million estimated by two analysts on average.
  • Investment services fees: $2.97 billion versus $2.85 billion estimated by two analysts on average.

View all Key Company Metrics for BNY here>>>

Shares of BNY have returned -10.3% over the past month versus the Zacks S&P 500 composite's +1.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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