Back to top

Image: Bigstock

LCNB (LCNB) Reports Q3 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

For the quarter ended September 2026, LCNB (LCNB - Free Report) reported revenue of $25.02 million, up 5% over the same period last year. EPS came in at $0.51, compared to $0.49 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $24.65 million, representing a surprise of +1.5%. The company delivered an EPS surprise of +6.25%, with the consensus EPS estimate being $0.48.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how LCNB performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin (tax equivalent): 3.9% versus the two-analyst average estimate of 3.9%.
  • Efficiency ratio (tax equivalent): 62.2% versus 64.2% estimated by two analysts on average.
  • Total Non Interest Income: $5.34 million versus $5.4 million estimated by two analysts on average.
  • Net Interest Income: $19.68 million versus the two-analyst average estimate of $19.23 million.

View all Key Company Metrics for LCNB here>>>

Shares of LCNB have returned -3.4% over the past month versus the Zacks S&P 500 composite's +1.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Published in