For the quarter ended September 2026, Wintrust Financial (WTFC Quick QuoteWTFC - Free Report) reported revenue of $760.64 million, up 9% over the same period last year. EPS came in at $3.37, compared to $3.06 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $756.32 million, representing a surprise of +0.57%. The company delivered an EPS surprise of +2.43%, with the consensus EPS estimate being $3.29.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Wintrust performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 53.4% compared to the 53.6% average estimate based on five analysts.
• Net Interest Margin: 3.5% versus the five-analyst average estimate of 3.5%.
• Average balance - Total earning assets: $70.57 billion versus the four-analyst average estimate of $70.45 billion.
• Net charge-offs to average loan: 0.2% compared to the 0.2% average estimate based on three analysts.
• Net interest income - FTE: $624.37 million versus the five-analyst average estimate of $621.75 million.
• Total Non-Interest Income: $136.27 million compared to the $136.4 million average estimate based on four analysts.
• Net Interest Income: $621.6 million versus $617.38 million estimated by three analysts on average.
• Fees from covered call options: $4.59 million compared to the $5 million average estimate based on two analysts.
• Mortgage banking: $25.53 million versus the two-analyst average estimate of $25.75 million.
• Operating lease income, net: $18.45 million versus the two-analyst average estimate of $19.05 million.
• Other Non-Interest Income: $26.15 million versus the two-analyst average estimate of $23.05 million.
• Service charges on deposit accounts: $22.16 million versus $21.33 million estimated by two analysts on average.

View all Key Company Metrics for Wintrust here>>>

Shares of Wintrust have returned -2.3% over the past month versus the Zacks S&P 500 composite's +1.5% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.