Back to top

Image: Bigstock

Dime Community (DCOM) Reports Q3 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

Dime Community (DCOM - Free Report) reported $135.35 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 17.1%. EPS of $0.91 for the same period compares to $0.61 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $131.23 million, representing a surprise of +3.14%. The company delivered an EPS surprise of +4.6%, with the consensus EPS estimate being $0.87.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Dime Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • NCOs / Average loans: 0.4% compared to the 0.4% average estimate based on four analysts.
  • Net Interest Margin: 3.4% versus the four-analyst average estimate of 3.3%.
  • Average Balance - Total interest-earning assets: $14.36 billion versus $14.3 billion estimated by four analysts on average.
  • Efficiency Ratio: 48.4% compared to the 49.8% average estimate based on four analysts.
  • Net Interest Income: $121.22 million versus the four-analyst average estimate of $118.93 million.
  • Total Non-Interest Income: $14.13 million versus the four-analyst average estimate of $12.3 million.
  • Service charges and other fees: $6.88 million versus the three-analyst average estimate of $6.09 million.
  • BOLI income: $4.68 million compared to the $4.51 million average estimate based on three analysts.
  • Loan level derivative income: $0.7 million compared to the $0.59 million average estimate based on three analysts.
  • Non-interest income- Other: $0.88 million versus $0.77 million estimated by three analysts on average.
  • Gain on sale of residential loans: $0.08 million versus the two-analyst average estimate of $0.18 million.
  • Title fees: $0.19 million compared to the $0.21 million average estimate based on two analysts.

View all Key Company Metrics for Dime Community here>>>

Shares of Dime Community have returned -5.4% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Published in