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Compared to Estimates, Equifax (EFX) Q3 Earnings: A Look at Key Metrics

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Equifax (EFX - Free Report) reported $1.69 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 9.6%. EPS of $2.26 for the same period compares to $2.04 a year ago.

The reported revenue represents a surprise of +0.3% over the Zacks Consensus Estimate of $1.69 billion. With the consensus EPS estimate being $2.19, the EPS surprise was +3.2%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Equifax performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Operating revenue- Total International: $399.5 million versus the six-analyst average estimate of $388.86 million. The reported number represents a year-over-year change of +9.4%.
  • Operating revenue- U.S. Information Solutions: $599.1 million versus $599.58 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +13% change.
  • Operating revenue- Latin America: $114.1 million versus the five-analyst average estimate of $109.56 million. The reported number represents a year-over-year change of +11.8%.
  • Operating revenue- Canada: $72.2 million versus $72.8 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +2% change.
  • Operating revenue- Europe: $105.5 million versus the five-analyst average estimate of $105.99 million. The reported number represents a year-over-year change of +3.1%.
  • Operating revenue- Asia Pacific: $107.7 million compared to the $99.49 million average estimate based on five analysts. The reported number represents a change of +19.5% year over year.
  • Operating revenue- Workforce Solutions: $693.9 million versus $702.83 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +6.9% change.
  • Operating revenue- U.S. Information Solutions- Online Information Solutions: $529.7 million versus the five-analyst average estimate of $535.08 million. The reported number represents a year-over-year change of +13.3%.
  • Operating revenue- U.S. Information Solutions- Financial Marketing Services: $69.4 million versus $64.41 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +10.7% change.
  • Operating revenue- Workforce Solutions- Employer Services: $90.7 million versus $97.6 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a -5.3% change.
  • Operating revenue- Workforce Solutions- Verification Services: $603.2 million versus the five-analyst average estimate of $607.99 million. The reported number represents a year-over-year change of +9%.
  • Adjusted EBITDA- U.S. Information Solutions: $211.9 million versus $201.98 million estimated by five analysts on average.

View all Key Company Metrics for Equifax here>>>

Shares of Equifax have remained unchanged over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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