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Compared to Estimates, Southern First (SFST) Q3 Earnings: A Look at Key Metrics
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Southern First (SFST - Free Report) reported $37.53 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 20.6%. EPS of $1.28 for the same period compares to $1.07 a year ago.
The reported revenue represents a surprise of -0.04% over the Zacks Consensus Estimate of $37.55 million. With the consensus EPS estimate being $1.26, the EPS surprise was +1.59%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Southern First performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 54.1% compared to the 54.1% average estimate based on two analysts.
Net Interest Margin: 3% versus 2.9% estimated by two analysts on average.
Total Noninterest Income: $2.86 million compared to the $3.57 million average estimate based on two analysts.
Net Interest Income: $34.67 million compared to the $33.99 million average estimate based on two analysts.
Shares of Southern First have returned -3.4% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Compared to Estimates, Southern First (SFST) Q3 Earnings: A Look at Key Metrics
Southern First (SFST - Free Report) reported $37.53 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 20.6%. EPS of $1.28 for the same period compares to $1.07 a year ago.
The reported revenue represents a surprise of -0.04% over the Zacks Consensus Estimate of $37.55 million. With the consensus EPS estimate being $1.26, the EPS surprise was +1.59%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Southern First performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Southern First here>>>
Shares of Southern First have returned -3.4% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.