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Here's What Key Metrics Tell Us About East West Bancorp (EWBC) Q3 Earnings

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East West Bancorp (EWBC - Free Report) reported $822.75 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 5.8%. EPS of $2.76 for the same period compares to $2.62 a year ago.

The reported revenue represents a surprise of +1.53% over the Zacks Consensus Estimate of $810.36 million. With the consensus EPS estimate being $2.69, the EPS surprise was +2.6%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how East West Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin: 3.5% versus the six-analyst average estimate of 3.4%.
  • Efficiency ratio: 34.4% versus 35.2% estimated by six analysts on average.
  • Annualized quarterly net charge-offs to average loans HFI: 0.2% compared to the 0.2% average estimate based on six analysts.
  • Average Balance - Total interest-earning assets: $81.83 billion compared to the $82.06 billion average estimate based on four analysts.
  • Total nonperforming assets: $256.14 million compared to the $250.96 million average estimate based on three analysts.
  • Leverage ratio: 11.1% versus the three-analyst average estimate of 11.1%.
  • Tier 1 capital ratio: 15.4% compared to the 15.5% average estimate based on three analysts.
  • Total capital ratio: 16.7% compared to the 16.7% average estimate based on three analysts.
  • Total nonaccrual loans: $174.36 million versus the three-analyst average estimate of $215.02 million.
  • Net Interest Income: $718.9 million versus $703.38 million estimated by six analysts on average.
  • Total Noninterest Income: $103.85 million versus $106.24 million estimated by six analysts on average.
  • Commercial and consumer deposit-related fees: $32.6 million versus $31.82 million estimated by five analysts on average.

View all Key Company Metrics for East West Bancorp here>>>

Shares of East West Bancorp have returned -1.8% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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