Orrstown Financial Services (ORRF Quick QuoteORRF - Free Report) reported $66.7 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.6%. EPS of $1.17 for the same period compares to $1.13 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $66 million, representing a surprise of +1.06%. The company delivered an EPS surprise of +6.36%, with the consensus EPS estimate being $1.10.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Orrstown performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency ratio: 56% versus the three-analyst average estimate of 56.4%.
• Net Interest Margin: 4.1% versus 4% estimated by three analysts on average.
• Average Interest-Earning Assets: $5.2 billion compared to the $5.22 billion average estimate based on two analysts.
• Total Non Interest Income: $13.38 million versus $13.37 million estimated by three analysts on average.
• Net Interest Income (FTE): $53.89 million versus the two-analyst average estimate of $52.95 million.
• Net Interest Income: $53.32 million versus $51.65 million estimated by two analysts on average.

View all Key Company Metrics for Orrstown here>>>

Shares of Orrstown have returned -1.7% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.