For the quarter ended September 2026, QCR Holdings (QCRH Quick QuoteQCRH - Free Report) reported revenue of $99.17 million, down 2.2% over the same period last year. EPS came in at $2.21, compared to $2.17 in the year-ago quarter.

The reported revenue represents a surprise of +0.26% over the Zacks Consensus Estimate of $98.92 million. With the consensus EPS estimate being $2.09, the EPS surprise was +5.74%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how QCR Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin (GAAP): 3.1% compared to the 3.6% average estimate based on five analysts.
• Efficiency Ratio (Non-GAAP): 55.2% versus 53.4% estimated by five analysts on average.
• Net charge-offs as a % of average loans/leases: 0% versus the four-analyst average estimate of 0.2%.
• Average Balance - Total earning assets: $8.74 billion versus $8.69 billion estimated by four analysts on average.
• Total nonperforming loans/leases: $36.27 million compared to the $39.6 million average estimate based on two analysts.
• Total noninterest income: $30.48 million versus the five-analyst average estimate of $31.28 million.
• Gains on sales of residential real estate loans, net: $0.33 million versus $0.53 million estimated by four analysts on average.
• Net Interest Income: $68.69 million versus the four-analyst average estimate of $67.62 million.
• Net interest income - tax equivalent (non-GAAP): $78.73 million versus $77.56 million estimated by four analysts on average.
• Capital markets revenue: $16.9 million compared to the $17.53 million average estimate based on four analysts.
• Deposit service fees: $2.23 million compared to the $2.11 million average estimate based on three analysts.
• Investment advisory and management fees: $1.68 million versus $1.65 million estimated by two analysts on average.

View all Key Company Metrics for QCR Holdings here>>>

Shares of QCR Holdings have returned -2.1% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.