For the quarter ended September 2026, First Community (FCCO Quick QuoteFCCO - Free Report) reported revenue of $26.23 million, up 28.2% over the same period last year. EPS came in at $0.86, compared to $0.72 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $25.94 million, representing a surprise of +1.1%. The company delivered an EPS surprise of +7.5%, with the consensus EPS estimate being $0.80.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 60.8% versus the three-analyst average estimate of 60.1%.
• Net interest margin (taxable equivalent): 3.6% versus 3.6% estimated by three analysts on average.
• Net Charge-offs / (Recoveries) to Average Loans: 0% versus 0% estimated by two analysts on average.
• Total Non-Interest Income: $5.99 million compared to the $5.72 million average estimate based on three analysts.
• Net interest income (tax equivalent): $20.3 million versus $20.33 million estimated by two analysts on average.
• Net Interest Income: $20.24 million versus $20.2 million estimated by two analysts on average.

View all Key Company Metrics for First Community here>>>

Shares of First Community have returned -1.5% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.