For the quarter ended September 2026, Third Coast Bancshares, Inc. (TCBX Quick QuoteTCBX - Free Report) reported revenue of $65.87 million, up 20.9% over the same period last year. EPS came in at $1.06, compared to $1.03 in the year-ago quarter.

The reported revenue represents a surprise of -0.67% over the Zacks Consensus Estimate of $66.31 million. With the consensus EPS estimate being $0.97, the EPS surprise was +9.28%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Third Coast Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin: 3.7% compared to the 3.9% average estimate based on four analysts.
• Average interest earning assets: $6.38 billion compared to the $6.43 billion average estimate based on two analysts.
• Total nonperforming loans: $28.98 million compared to the $37.46 million average estimate based on two analysts.
• Total nonperforming assets: $55.98 million versus $51.24 million estimated by two analysts on average.
• Total Non Interest Income: $6.32 million versus $4.36 million estimated by four analysts on average.
• Net Interest Income: $59.55 million compared to the $62.63 million average estimate based on four analysts.

View all Key Company Metrics for Third Coast Bancshares here>>>

Shares of Third Coast Bancshares have returned -5.1% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.