Back to top

Image: Bigstock

Beacon (BBT) Reports Q3 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

For the quarter ended September 2026, Beacon Financial (BBT - Free Report) reported revenue of $223.15 million, up 54% over the same period last year. EPS came in at $0.77, compared to $0.44 in the year-ago quarter.

The reported revenue represents a surprise of -0.41% over the Zacks Consensus Estimate of $224.07 million. With the consensus EPS estimate being $0.78, the EPS surprise was -1.28%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Beacon performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 59.5% versus the four-analyst average estimate of 57.2%.
  • Net interest margin, FTE: 3.9% compared to the 3.8% average estimate based on four analysts.
  • Average Balance - Total earning assets: $20.49 billion versus $20.66 billion estimated by three analysts on average.
  • Total non-interest income: $26 million compared to the $25.96 million average estimate based on four analysts.
  • Net Interest Income: $197.15 million versus the three-analyst average estimate of $198.29 million.
  • Non-interest income- Other: $5.3 million versus $4.92 million estimated by two analysts on average.
  • Loan fees and other: $2.61 million compared to the $2.63 million average estimate based on two analysts.
  • Deposit related fees: $8.59 million compared to the $9.09 million average estimate based on two analysts.
  • Loan level derivative income (loss): $1.09 million versus $0.89 million estimated by two analysts on average.
  • Gain on sales of loans and leases held-for-sale: $3.67 million compared to the $3.45 million average estimate based on two analysts.

View all Key Company Metrics for Beacon here>>>

Shares of Beacon have returned -1.8% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Published in