For the quarter ended September 2026, Banner (BANR Quick QuoteBANR - Free Report) reported revenue of $177.28 million, up 3.8% over the same period last year. EPS came in at $1.51, compared to $1.52 in the year-ago quarter.

The reported revenue represents a surprise of -3.06% over the Zacks Consensus Estimate of $182.87 million. With the consensus EPS estimate being $1.54, the EPS surprise was -1.95%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Banner performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 65.3% versus the five-analyst average estimate of 59.7%.
• Net charge-offs / Average loans receivable: -0% compared to the 0.1% average estimate based on five analysts.
• Net interest margin (tax equivalent): 4.1% versus 4.2% estimated by five analysts on average.
• Average Balance - Total interest-earning assets: $15.86 billion compared to the $16.11 billion average estimate based on three analysts.
• Total non-performing assets: $62.96 million versus the three-analyst average estimate of $63 million.
• Total non-performing loans: $59.1 million versus $57.19 million estimated by three analysts on average.
• Total Capital Ratio: 14.4% versus 14.2% estimated by two analysts on average.
• Leverage Ratio: 11.6% compared to the 11.9% average estimate based on two analysts.
• Tier 1 Capital Ratio: 12.6% compared to the 13.1% average estimate based on two analysts.
• Net interest income: $161.89 million versus the five-analyst average estimate of $163.39 million.
• Total non-interest income: $15.39 million compared to the $19.21 million average estimate based on five analysts.
• Mortgage banking operations: $2.58 million versus the four-analyst average estimate of $2.97 million.

View all Key Company Metrics for Banner here>>>

Shares of Banner have returned -1% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.