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Here's What Key Metrics Tell Us About Pathward (CASH) Q4 Earnings
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For the quarter ended September 2026, Pathward Financial (CASH - Free Report) reported revenue of $183.12 million, down 1.9% over the same period last year. EPS came in at $1.85, compared to $1.69 in the year-ago quarter.
The reported revenue represents a surprise of +2.1% over the Zacks Consensus Estimate of $179.36 million. With the consensus EPS estimate being $1.63, the EPS surprise was +13.5%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Pathward performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Average Outstanding Balance - Total interest-earning assets: $6.87 billion versus $7.04 billion estimated by two analysts on average.
Adjusted annualized NCOs/adjusted average loans and leases: 1.9% versus the two-analyst average estimate of 3%.
Nonperforming assets: $290.4 million versus $270.09 million estimated by two analysts on average.
Nonperforming loans and leases: $289.3 million versus the two-analyst average estimate of $260.24 million.
Net Interest Margin: 6.8% versus the two-analyst average estimate of 6.7%.
Total Noninterest Income: $65.56 million compared to the $61.15 million average estimate based on two analysts.
Net Interest Income: $117.56 million versus $118.26 million estimated by two analysts on average.
Shares of Pathward have returned -0.9% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Here's What Key Metrics Tell Us About Pathward (CASH) Q4 Earnings
For the quarter ended September 2026, Pathward Financial (CASH - Free Report) reported revenue of $183.12 million, down 1.9% over the same period last year. EPS came in at $1.85, compared to $1.69 in the year-ago quarter.
The reported revenue represents a surprise of +2.1% over the Zacks Consensus Estimate of $179.36 million. With the consensus EPS estimate being $1.63, the EPS surprise was +13.5%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Pathward performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Pathward here>>>
Shares of Pathward have returned -0.9% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.