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WesBanco (WSBC) Reports Q3 Earnings: What Key Metrics Have to Say

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WesBanco (WSBC - Free Report) reported $272.74 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 4.3%. EPS of $0.89 for the same period compares to $0.94 a year ago.

The reported revenue represents a surprise of -1.3% over the Zacks Consensus Estimate of $276.34 million. With the consensus EPS estimate being $0.87, the EPS surprise was +2.3%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how WesBanco performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 52.2% versus the five-analyst average estimate of 55.6%.
  • Net Interest Margin: 3.6% versus 3.6% estimated by five analysts on average.
  • Annualized net loan charge-offs and recoveries /average loans: 0.2% versus 0.1% estimated by five analysts on average.
  • Average Balance - Total earning assets: $25.16 billion versus $25.21 billion estimated by three analysts on average.
  • Tier I risk-based capital: 11.6% compared to the 11.6% average estimate based on two analysts.
  • Total risk-based capital: 14% compared to the 14% average estimate based on two analysts.
  • Tier I leverage capital: 9.9% compared to the 9.7% average estimate based on two analysts.
  • Total non-performing loans: $154.97 million versus the two-analyst average estimate of $138.38 million.
  • Net interest income on a fully taxable equivalent basis: $228.16 million versus $229.29 million estimated by four analysts on average.
  • Total Non-Interest Income: $45.87 million versus the four-analyst average estimate of $45.42 million.
  • Mortgage banking income: $0.12 million versus $1.04 million estimated by four analysts on average.
  • Service charges on deposits: $12.26 million compared to the $11.73 million average estimate based on three analysts.

View all Key Company Metrics for WesBanco here>>>

Shares of WesBanco have returned -2.2% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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