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Sierra Bancorp (BSRR) Reports Q3 Earnings: What Key Metrics Have to Say
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For the quarter ended September 2026, Sierra Bancorp (BSRR - Free Report) reported revenue of $40.08 million, up 0.1% over the same period last year. EPS came in at $1.18, compared to $0.72 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $39.25 million, representing a surprise of +2.12%. The company delivered an EPS surprise of +31.11%, with the consensus EPS estimate being $0.90.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Sierra Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.9% versus the four-analyst average estimate of 3.7%.
Efficiency ratio (tax-equivalent): 54.9% versus the four-analyst average estimate of 56.4%.
Net Charge-Offs (% of Average Loans): 0% versus the four-analyst average estimate of 0.1%.
Average Interest-Earning Assets: $3.33 billion compared to the $3.41 billion average estimate based on three analysts.
Total Non-performing loans: $9.35 million compared to the $10.44 million average estimate based on three analysts.
Total Nonperforming Assets: $9.35 million versus $10.44 million estimated by three analysts on average.
Total non-interest income: $7.72 million versus $7.45 million estimated by four analysts on average.
Net Interest Income: $34.38 million versus $31.48 million estimated by three analysts on average.
Other income: $1.07 million compared to the $0.87 million average estimate based on two analysts.
Service charges on deposit accounts: $6.11 million versus the two-analyst average estimate of $6.08 million.
Shares of Sierra Bancorp have returned +4.6% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
View the Zacks #1 Rank List
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Sierra Bancorp (BSRR) Reports Q3 Earnings: What Key Metrics Have to Say
For the quarter ended September 2026, Sierra Bancorp (BSRR - Free Report) reported revenue of $40.08 million, up 0.1% over the same period last year. EPS came in at $1.18, compared to $0.72 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $39.25 million, representing a surprise of +2.12%. The company delivered an EPS surprise of +31.11%, with the consensus EPS estimate being $0.90.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Sierra Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Sierra Bancorp here>>>
Shares of Sierra Bancorp have returned +4.6% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.