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Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's Why

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Upstart Holdings, Inc. (UPST - Free Report) ended the recent trading session at $23.00, demonstrating a -3.28% change from the preceding day's closing price. The stock fell short of the S&P 500, which registered a gain of 0.7% for the day. At the same time, the Dow added 0.28%, and the tech-heavy Nasdaq gained 0.83%.

The company's shares have seen a decrease of 0.13% over the last month, surpassing the Finance sector's loss of 0.78% and the S&P 500's loss of 1.21%.

The investment community will be closely monitoring the performance of Upstart Holdings, Inc. in its forthcoming earnings report. The company is scheduled to release its earnings on November 3, 2026. The company is expected to report EPS of $0.6, up 15.38% from the prior-year quarter. Alongside, our most recent consensus estimate is anticipating revenue of $364.63 million, indicating a 31.58% upward movement from the same quarter last year.

For the annual period, the Zacks Consensus Estimates anticipate earnings of $2.2 per share and a revenue of $1.42 billion, signifying shifts of +26.44% and +36%, respectively, from the last year.

It's also important for investors to be aware of any recent modifications to analyst estimates for Upstart Holdings, Inc. These recent revisions tend to reflect the evolving nature of short-term business trends. As a result, upbeat changes in estimates indicate analysts' favorable outlook on the business health and profitability.

Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.

The Zacks Rank system, ranging from #1 (Strong Buy) to #5 (Strong Sell), possesses a remarkable history of outdoing, externally audited, with #1 stocks returning an average annual gain of +25% since 1988. The Zacks Consensus EPS estimate remained stagnant within the past month. Upstart Holdings, Inc. is holding a Zacks Rank of #3 (Hold) right now.

Looking at its valuation, Upstart Holdings, Inc. is holding a Forward P/E ratio of 10.81. This indicates a discount in contrast to its industry's Forward P/E of 10.95.

It is also worth noting that UPST currently has a PEG ratio of 0.27. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Financial - Miscellaneous Services was holding an average PEG ratio of 0.92 at yesterday's closing price.

The Financial - Miscellaneous Services industry is part of the Finance sector. This industry currently has a Zacks Industry Rank of 173, which puts it in the bottom 30% of all 250+ industries.

The Zacks Industry Rank is ordered from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Keep in mind to rely on Zacks.com to watch all these stock-impacting metrics, and more, in the succeeding trading sessions.

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