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FirstSun Capital (FSUN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended September 2026, FirstSun Capital (FSUN - Free Report) reported revenue of $181.59 million, up 67.4% over the same period last year. EPS came in at $1.03, compared to $0.82 in the year-ago quarter.

The reported revenue represents a surprise of +0.28% over the Zacks Consensus Estimate of $181.08 million. With the consensus EPS estimate being $0.98, the EPS surprise was +5.1%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how FirstSun Capital performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (on FTE basis): 3.9% compared to the 3.8% average estimate based on three analysts.
  • Efficiency Ratio: 70.4% versus 63.1% estimated by three analysts on average.
  • Net Charge-offs: 0.1% compared to the 0.2% average estimate based on three analysts.
  • Average interest earning assets: $14.58 billion versus the two-analyst average estimate of $14.84 billion.
  • Nonperforming loans: $202.85 million compared to the $185.33 million average estimate based on two analysts.
  • Nonperforming assets: $223.35 million versus $201.31 million estimated by two analysts on average.
  • Total Noninterest income: $39.38 million versus the three-analyst average estimate of $40.42 million.
  • FTE net interest income (non-GAAP): $142.21 million versus $140.7 million estimated by three analysts on average.
  • Net interest income (GAAP): $140.3 million compared to the $138.59 million average estimate based on three analysts.
  • Trust and investment advisory fees: $9.88 million compared to the $9.56 million average estimate based on two analysts.
  • Credit and debit card fees: $3.06 million compared to the $2.94 million average estimate based on two analysts.
  • Income from mortgage banking services, net: $12.74 million versus $15.07 million estimated by two analysts on average.

View all Key Company Metrics for FirstSun Capital here>>>

Shares of FirstSun Capital have returned +0.2% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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