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Compared to Estimates, Avidbank Holdings (AVBH) Q3 Earnings: A Look at Key Metrics
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For the quarter ended September 2026, Avidbank Holdings Inc. (AVBH - Free Report) reported revenue of $30.37 million, up 25.6% over the same period last year. EPS came in at $0.94, compared to $0.72 in the year-ago quarter.
The reported revenue represents a surprise of +4.93% over the Zacks Consensus Estimate of $28.94 million. With the consensus EPS estimate being $0.88, the EPS surprise was +6.82%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Avidbank Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net interest margin: 4.1% versus the four-analyst average estimate of 4.2%.
Efficiency ratio: 49.8% versus 49.3% estimated by four analysts on average.
Net charge-offs to average loans: 0% compared to the 0.1% average estimate based on four analysts.
Non-performing assets: $15.94 million versus the two-analyst average estimate of $14.03 million.
Non-performing loans: $15.94 million compared to the $14.03 million average estimate based on two analysts.
Total risk-based capital ratio: 13.5% compared to the 12.8% average estimate based on two analysts.
Net Interest Income: $28.67 million compared to the $27.73 million average estimate based on four analysts. The reported number represents a change of +26.6% year over year.
Total Non-Interest Income: $1.7 million versus the four-analyst average estimate of $1.58 million. The reported number represents a year-over-year change of +10.2%.
Service charges and fees: $0.89 million versus the three-analyst average estimate of $0.88 million.
Bank-owned life insurance income: $0.1 million versus the three-analyst average estimate of $0.13 million. The reported number represents a year-over-year change of +1%.
Other income: $0.12 million versus the two-analyst average estimate of $0.17 million. The reported number represents a year-over-year change of +40.2%.
Foreign exchange income: $0.32 million versus the two-analyst average estimate of $0.36 million.
Shares of Avidbank Holdings have returned +0.9% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Compared to Estimates, Avidbank Holdings (AVBH) Q3 Earnings: A Look at Key Metrics
For the quarter ended September 2026, Avidbank Holdings Inc. (AVBH - Free Report) reported revenue of $30.37 million, up 25.6% over the same period last year. EPS came in at $0.94, compared to $0.72 in the year-ago quarter.
The reported revenue represents a surprise of +4.93% over the Zacks Consensus Estimate of $28.94 million. With the consensus EPS estimate being $0.88, the EPS surprise was +6.82%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Avidbank Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Avidbank Holdings here>>>
Shares of Avidbank Holdings have returned +0.9% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.