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Prosperity Bancshares (PB) Reports Q3 Earnings: What Key Metrics Have to Say
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For the quarter ended September 2026, Prosperity Bancshares (PB - Free Report) reported revenue of $495.7 million, up 57.5% over the same period last year. EPS came in at $1.67, compared to $1.45 in the year-ago quarter.
The reported revenue represents a surprise of -0.46% over the Zacks Consensus Estimate of $498.01 million. With the consensus EPS estimate being $1.63, the EPS surprise was +2.45%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin (Tax Equivalent Basis): 3.7% versus the seven-analyst average estimate of 3.7%.
Efficiency Ratio: 62.1% versus the seven-analyst average estimate of 52.4%.
Net charge-offs to average loans: 0.1% versus 0.1% estimated by six analysts on average.
Average balance - Total interest-earning assets: $47.22 billion compared to the $47.58 billion average estimate based on six analysts.
Total nonperforming assets: $193.87 million versus the three-analyst average estimate of $154.04 million.
Total nonperforming loans: $171.03 million versus the three-analyst average estimate of $137.74 million.
Tier 1 Leverage Capital Ratio: 9.9% compared to the 10.4% average estimate based on two analysts.
Tier 1 Risk-based Capital Ratio: 13.5% versus the two-analyst average estimate of 14.1%.
Total Risk-based Capital Ratio: 14.8% compared to the 15.4% average estimate based on two analysts.
Total Noninterest Income: $52.72 million versus the seven-analyst average estimate of $56.36 million.
Net Interest Income (Tax Equivalent Basis): $444.15 million versus the six-analyst average estimate of $444.47 million.
Net Interest Income: $442.98 million versus the five-analyst average estimate of $440.69 million.
Shares of Prosperity Bancshares have returned +4.1% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Prosperity Bancshares (PB) Reports Q3 Earnings: What Key Metrics Have to Say
For the quarter ended September 2026, Prosperity Bancshares (PB - Free Report) reported revenue of $495.7 million, up 57.5% over the same period last year. EPS came in at $1.67, compared to $1.45 in the year-ago quarter.
The reported revenue represents a surprise of -0.46% over the Zacks Consensus Estimate of $498.01 million. With the consensus EPS estimate being $1.63, the EPS surprise was +2.45%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Prosperity Bancshares here>>>
Shares of Prosperity Bancshares have returned +4.1% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.