Alerus (ALRS Quick QuoteALRS - Free Report) reported $81.84 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 11.8%. EPS of $0.71 for the same period compares to $0.66 a year ago.

The reported revenue represents a surprise of +6.71% over the Zacks Consensus Estimate of $76.7 million. With the consensus EPS estimate being $0.67, the EPS surprise was +5.97%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Alerus performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net charge-offs/(recoveries) to average loans: -0.1% compared to the 0.1% average estimate based on three analysts.
• Average Balance - Total interest earning assets: $4.91 billion versus $4.97 billion estimated by three analysts on average.
• Net interest margin, tax-equivalent: 3.8% versus the three-analyst average estimate of 3.7%.
• Efficiency ratio: 63.4% versus 67.4% estimated by three analysts on average.
• Total nonperforming loans: $6.93 million compared to the $8 million average estimate based on two analysts.
• Tax-equivalent net interest income: $47.49 million compared to the $45.75 million average estimate based on three analysts.
• Retirement and benefit services: $17.66 million versus the three-analyst average estimate of $17.31 million.
• Total Noninterest income: $34.35 million versus $30.94 million estimated by three analysts on average.
• Wealth advisory services: $8 million versus $7.89 million estimated by three analysts on average.
• Other: $4.14 million compared to the $1.94 million average estimate based on three analysts.
• Service charges on deposit accounts: $1.22 million versus $0.92 million estimated by three analysts on average.
• Mortgage banking: $3.33 million versus $2.87 million estimated by three analysts on average.

View all Key Company Metrics for Alerus here>>>

Shares of Alerus have returned +1.5% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.