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Origin Bancorp (OBK) Reports Q3 Earnings: What Key Metrics Have to Say
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Origin Bancorp (OBK - Free Report) reported $113.22 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.1%. EPS of $1.22 for the same period compares to $0.27 a year ago.
The reported revenue represents a surprise of +1.69% over the Zacks Consensus Estimate of $111.34 million. With the consensus EPS estimate being $1.06, the EPS surprise was +15.09%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 55.2% compared to the 58.2% average estimate based on four analysts.
Net charge-offs to total average LHFI (annualized): 0.1% versus the four-analyst average estimate of 0.2%.
Net Interest Margin (NIM) - FTE: 3.9% versus 3.9% estimated by four analysts on average.
Total nonperforming LHFI: $72.46 million compared to the $74.58 million average estimate based on three analysts.
Total nonperforming assets: $75.1 million compared to the $75.43 million average estimate based on three analysts.
Average Balance - Total interest-earning assets: $9.64 billion compared to the $9.64 billion average estimate based on three analysts.
Net interest income (FTE): $95.63 million versus the four-analyst average estimate of $94.45 million.
Total Noninterest Income: $18.08 million compared to the $17.28 million average estimate based on four analysts.
Net Interest Income: $95.14 million versus $93.95 million estimated by four analysts on average.
Service charges and fees: $5.32 million compared to the $5.29 million average estimate based on three analysts.
Other fee income: $2.64 million versus $2.96 million estimated by three analysts on average.
Mortgage banking revenue: $0.59 million versus $0.84 million estimated by three analysts on average.
Shares of Origin Bancorp have returned -1.9% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
View the Zacks #1 Rank List
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Origin Bancorp (OBK) Reports Q3 Earnings: What Key Metrics Have to Say
Origin Bancorp (OBK - Free Report) reported $113.22 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.1%. EPS of $1.22 for the same period compares to $0.27 a year ago.
The reported revenue represents a surprise of +1.69% over the Zacks Consensus Estimate of $111.34 million. With the consensus EPS estimate being $1.06, the EPS surprise was +15.09%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Origin Bancorp here>>>
Shares of Origin Bancorp have returned -1.9% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.