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Here's What Key Metrics Tell Us About MasterCard (MA) Q3 Earnings

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For the quarter ended September 2026, MasterCard (MA - Free Report) reported revenue of $9.81 billion, up 14% over the same period last year. EPS came in at $5.31, compared to $4.38 in the year-ago quarter.

The reported revenue represents a surprise of +1.83% over the Zacks Consensus Estimate of $9.63 billion. With the consensus EPS estimate being $5.14, the EPS surprise was +3.31%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how MasterCard performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Switched transactions: 49.33 billion compared to the 49.84 billion average estimate based on six analysts.
  • Purchase volume - All MasterCard Credit, Charge and Debit Programs - Worldwide: $2,483.00 billion versus the six-analyst average estimate of $2,492.87 billion.
  • Purchase volume - All MasterCard Credit, Charge and Debit Programs - APMEA: $524.00 billion versus $531.71 billion estimated by four analysts on average.
  • Purchase volume - All MasterCard Credit, Charge and Debit Programs - Canada: $73.00 billion compared to the $73.74 billion average estimate based on four analysts.
  • Purchase volume - All MasterCard Credit, Charge and Debit Programs - Latin America: $210.00 billion versus the four-analyst average estimate of $200.84 billion.
  • Purchase volume - All MasterCard Credit, Charge and Debit Programs - Europe: $873.00 billion versus $881.81 billion estimated by four analysts on average.
  • Purchase volume - All MasterCard Credit, Charge and Debit Programs - United States: $803.00 billion compared to the $794.22 billion average estimate based on four analysts.
  • Gross dollar volume - All Mastercard Credit, Charge and Debit Programs - Worldwide: $2,952.00 billion versus $3,011.99 billion estimated by four analysts on average.
  • Gross dollar volume - All Mastercard Credit, Charge and Debit Programs - Latin America: $279.00 billion versus the three-analyst average estimate of $271.69 billion.
  • Gross dollar volume - All Mastercard Credit, Charge and Debit Programs - Europe: $1,060.00 billion compared to the $1,121.07 billion average estimate based on three analysts.
  • Gross dollar volume - All Mastercard Credit, Charge and Debit Programs - Canada: $75.00 billion versus the three-analyst average estimate of $75.67 billion.
  • Gross dollar volume - All Mastercard Credit, Charge and Debit Programs - APMEA: $670.00 billion versus $681.80 billion estimated by three analysts on average.

View all Key Company Metrics for MasterCard here>>>

Shares of MasterCard have returned +10.7% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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