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Compared to Estimates, Rocket Companies (RKT) Q3 Earnings: A Look at Key Metrics

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For the quarter ended September 2026, Rocket Companies (RKT - Free Report) reported revenue of $2.57 billion, up 44.4% over the same period last year. EPS came in at $0.15, compared to $0.07 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $2.54 billion, representing a surprise of +1.36%. The company delivered an EPS surprise of +15.39%, with the consensus EPS estimate being $0.13.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Rocket Companies performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Revenue- Loan servicing (loss) income- Change in fair value of MSRs: $156 million versus $-605.7 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -132.5% change.
  • Revenue- Gain on sale of loans, net: $1.03 billion versus $1.08 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +0.1% change.
  • Revenue- Interest income- Interest income: $550 million compared to the $519.87 million average estimate based on three analysts. The reported number represents a change of +334.9% year over year.
  • Revenue- Loan servicing (loss) income- Servicing fee income: $1.03 billion versus $1.05 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +149.8% change.
  • Revenue- Other income: $518 million compared to the $538.07 million average estimate based on three analysts. The reported number represents a change of -14.9% year over year.
  • Revenue- Loan servicing (loss) income, net: $1.19 billion versus $426.75 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -1887.4% change.
  • Revenue- Gain on sale of loans- Fair value of originated MSRs: $726 million versus $663.01 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +88.2% change.
  • Revenue- Gain on sale of loans- Gain on sale of loans excluding fair value of originated MSRs, net: $302 million versus $469.28 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -52.9% change.

View all Key Company Metrics for Rocket Companies here>>>

Shares of Rocket Companies have returned +0.5% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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