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Compared to Estimates, Axos Financial (AX) Q1 Earnings: A Look at Key Metrics
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Axos Financial (AX - Free Report) reported $395.07 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 22.2%. EPS of $2.34 for the same period compares to $2.07 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $386.08 million, representing a surprise of +2.33%. The company delivered an EPS surprise of +4%, with the consensus EPS estimate being $2.25.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Axos Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net annualized charge-offs to average loans: 1.1% versus 0.1% estimated by six analysts on average.
Net Interest Margin: 4.6% versus the six-analyst average estimate of 4.5%.
Efficiency ratio: 49.5% compared to the 48.4% average estimate based on six analysts.
Average Balance - Total interest-earning assets: $28.57 billion versus $28.62 billion estimated by three analysts on average.
Total non-performing assets: $157.54 million versus $160.19 million estimated by three analysts on average.
Total nonaccrual loans: $155.45 million versus the two-analyst average estimate of $160.65 million.
Total Non-Interest Income: $63.82 million versus $59.85 million estimated by six analysts on average.
Net Interest Income: $331.26 million compared to the $326.41 million average estimate based on six analysts.
Banking and service fees: $35.16 million compared to the $36.75 million average estimate based on two analysts.
Prepayment penalty fee income: $6.8 million compared to the $1 million average estimate based on two analysts.
Broker-dealer fee income: $10.02 million compared to the $16.85 million average estimate based on two analysts.
Shares of Axos Financial have returned +5.7% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Compared to Estimates, Axos Financial (AX) Q1 Earnings: A Look at Key Metrics
Axos Financial (AX - Free Report) reported $395.07 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 22.2%. EPS of $2.34 for the same period compares to $2.07 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $386.08 million, representing a surprise of +2.33%. The company delivered an EPS surprise of +4%, with the consensus EPS estimate being $2.25.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Axos Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Axos Financial here>>>
Shares of Axos Financial have returned +5.7% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.