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OneMain (OMF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
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OneMain Holdings (OMF - Free Report) reported $1.15 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 6.9%. EPS of $1.51 for the same period compares to $1.90 a year ago.
The reported revenue represents a surprise of +1.51% over the Zacks Consensus Estimate of $1.13 billion. With the consensus EPS estimate being $1.56, the EPS surprise was -3.21%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net charge-off ratio (Consumer and Insurance Consumer Loans): 6.9% compared to the 7.2% average estimate based on two analysts.
Net Interest Income: $1.15 billion versus $1.13 billion estimated by three analysts on average.
Insurance: $113 million versus the three-analyst average estimate of $114.39 million.
Investment: $24 million versus the three-analyst average estimate of $23.85 million.
Net interest income after provision for finance receivable losses: $531 million versus the three-analyst average estimate of $535.45 million.
Total other revenues: $212 million versus the three-analyst average estimate of $204.61 million.
Other income: $59 million versus $66.5 million estimated by two analysts on average.
Shares of OneMain have returned +6.2% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
View the Zacks #1 Rank List
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OneMain (OMF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
OneMain Holdings (OMF - Free Report) reported $1.15 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 6.9%. EPS of $1.51 for the same period compares to $1.90 a year ago.
The reported revenue represents a surprise of +1.51% over the Zacks Consensus Estimate of $1.13 billion. With the consensus EPS estimate being $1.56, the EPS surprise was -3.21%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for OneMain here>>>
Shares of OneMain have returned +6.2% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.