For the quarter ended September 2026, Chime Financial, Inc. (CHYM Quick QuoteCHYM - Free Report) reported revenue of $718 million, up 32.1% over the same period last year. EPS came in at $0.15, compared to -$0.15 in the year-ago quarter.

The reported revenue represents a surprise of +1.82% over the Zacks Consensus Estimate of $705.2 million. With the consensus EPS estimate being $0.09, the EPS surprise was +66.67%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Chime Financial, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Average Revenue per Active Member (ARPAM): $270.00 versus the four-analyst average estimate of $265.35.
• Purchase Volume: $38.5 billion versus the four-analyst average estimate of $38.19 billion.
• Active Members: 10.9 million versus 10.86 million estimated by four analysts on average.
• Platform-related Revenue: $274 million versus $268.6 million estimated by six analysts on average.
• Payments Revenue: $444 million compared to the $436.48 million average estimate based on six analysts.

View all Key Company Metrics for Chime Financial, Inc. here>>>

Shares of Chime Financial, Inc. have returned +2% over the past month versus the Zacks S&P 500 composite's -2% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.