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Primerica (PRI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
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Primerica (PRI - Free Report) reported $901.82 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 7.5%. EPS of $6.77 for the same period compares to $6.33 a year ago.
The reported revenue represents a surprise of +0.1% over the Zacks Consensus Estimate of $900.94 million. With the consensus EPS estimate being $6.39, the EPS surprise was +5.95%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Average Client Asset Values: $139.60 billion versus the two-analyst average estimate of $142.29 billion.
Life Insurance Policies Issued: 73,813 versus the two-analyst average estimate of 79,609.
Life-Licensed Sales Force, End of period: 147,058 compared to the 149,005 average estimate based on two analysts.
Recruits: 90,818 versus the two-analyst average estimate of 97,691.
Revenues- Net premiums: $453.63 million compared to the $471.9 million average estimate based on two analysts. The reported number represents a change of -0.2% year over year.
Revenues- Commissions and fees: $386.72 million compared to the $363.61 million average estimate based on two analysts. The reported number represents a change of +18.8% year over year.
Revenues- Other, net: $15.74 million compared to the $17.8 million average estimate based on two analysts. The reported number represents a change of -6% year over year.
Revenues- Net investment income: $45.74 million versus the two-analyst average estimate of $44.9 million. The reported number represents a year-over-year change of +7.8%.
Adjusted Operating Revenues- Investment and Savings Products: $378.03 million compared to the $364.14 million average estimate based on two analysts. The reported number represents a change of +18.6% year over year.
Adjusted Operating Revenues- Corporate and Other Distributed Products: $62.23 million versus $58.4 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +9.6% change.
Adjusted Operating Revenues- Term Life Insurance: $461.57 million versus $478.37 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -0.4% change.
Adjusted Operating Income (loss) before income taxes- Term Life Insurance: $152.69 million versus $148.48 million estimated by two analysts on average.
Shares of Primerica have returned +0.4% over the past month versus the Zacks S&P 500 composite's -2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Primerica (PRI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Primerica (PRI - Free Report) reported $901.82 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 7.5%. EPS of $6.77 for the same period compares to $6.33 a year ago.
The reported revenue represents a surprise of +0.1% over the Zacks Consensus Estimate of $900.94 million. With the consensus EPS estimate being $6.39, the EPS surprise was +5.95%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Primerica here>>>
Shares of Primerica have returned +0.4% over the past month versus the Zacks S&P 500 composite's -2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.