Back to top

Image: Bigstock

Make the Most of Your Retirement with These Top-Ranked Mutual Funds

Read MoreHide Full Article

It is never too late to invest in mutual funds for retirement. As such, if you plan to invest in some of the best funds, the Zacks Mutual Fund Rank can provide you with valuable guidance.

The easiest, most reliable way to judge a mutual fund's quality over time is by analyzing its performance, diversification, and fees. The Zacks Mutual Fund Rank, which covers over 19,000 mutual funds, has helped us identify three outstanding options that are perfect for any long-term investors' portfolios that is retirement-focused.

Let's learn about some of Zacks' highest ranked mutual funds with low fees you may want to consider.

Van Eck International Investors Gold Y (INIYX): 0.93% expense ratio and 0.65% management fee. Sector - Precious Metal funds like INIYX normally invest in stocks focused on the mining and production of precious metals such as gold, silver, platinum, and palladium. INIYX has achieved five-year annual returns of an astounding 28.57%.

AQR Managed Futures Strategy R6 (AQMRX - Free Report) . Expense ratio: 1.12%. Management fee: 1.05%. AQMRX is an Allocation Balanced mutual fund. Allocation Balanced funds look to invest across asset types, like stocks, bonds, and cash, and including precious metals or commodities is not unusual; these funds are mostly categorized by their respective asset allocation. This fund has managed to produce a robust 15.16% over the last five years.

Columbia Disciplined Value Z (CVQZX) is an attractive large-cap allocation. CVQZX is a Large Cap Value mutual fund, which invests in stocks with a market cap of $10 billion of more, but whose share prices do not reflect their intrinsic value. CVQZX has an expense ratio of 0.78%, management fee of 0.75%, and annual returns of 13.8% over the past five years.

We hope that your investment advisor (if you use one) has you invested in one or all of the top-ranked mutual funds we've reviewed. But if that isn't the case, it might be time to have a conversation or reconsider this vitally important relationship.

Published in