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personalfinance: Archive

Zacks Equity Research

How Much Money Can a Dependent Make & Still Be Claimed on Income Taxes?

If your dependent has earned income, you may still claim them. Limits hinge on qualifying child vs. relative, with 2025 rules raising stakes and credit eligibility.

Zacks Equity Research

How Much Can Married Couples Deduct for Charitable Donations on Taxes?

Married couples can deduct charitable gifts only when itemizing, with documentation rules varying by donation type and amount.

Zacks Equity Research

Can You Claim Mortgage Interest Deduction Without Working That Year?

You can deduct mortgage interest without working, but without taxable income or itemizing, the break may offer no benefit.

Zacks Equity Research

Can You Get US Social Security Benefits While Living Abroad?

Many retirees move overseas, but not everyone keeps their U.S. Social Security checks. Here's how citizenship, country of residence and work history affect eligibility.

Zacks Equity Research

How to Avoid Capital Gains on Mutual Funds Without Costly Surprises?

Capital gains from mutual funds can hit when you least expect them. Here's how to avoid surprise taxes and keep more of your investment returns.

Zacks Equity Research

Can Federal Retirees Deduct Their Health Insurance Premiums?

Discover how retirees can deduct health insurance and medical costs to lower their tax bill and stretch retirement savings further.

Zacks Equity Research

What Happens to Your Credit Score When You Return a Leased Car?

Returning a leased car can impact your credit in many ways. Here is what really happens to your score whether your lease ends smoothly or you surrender early.

Meredith Margrave

Think the Penny Doesn't Matter? These Groups Could End Up Paying for It

Retiring the penny sounds like a smart efficiency move, but the costs won't be shared equally. Personal Finance Editor Meredith Margrave reveals how a tiny change for Washington could quietly squeeze the people and businesses with the least room to spare.

Meredith Margrave

The Penny Is Gone, But What's Next for Your Cash?

If you walked into a grocery store today and saw a single penny on the ground, would you pick it up? For most people, the answer is no. And that's exactly the problem...

Zacks Equity Research

How to Roll Over a 401(k) After You've Left Your Job?

Leaving a job? Learn what happens to your 401(k) and how to roll it over wisely to avoid taxes, penalties and missed opportunities.