Paycom Software ( PAYC Quick Quote PAYC - Free Report) is a $17 billion provider of integrated HR services for corporations. Shares surged above $500 last autumn after another stellar earnings report inspired analysts to raise estimates and targets. A more uncertain outlook for the next two quarters saw shares get pulled down in the software/cloud bear market of the last six months. But all that could be about to reverse as the company's Q1'22 beat-and-raise report has analysts once again raising estimates. PAYC is projected to pull in topline revenues this year of $1.33 billion, representing 26.4% annual growth. And the consensus EPS forecast is $5.53, for a 23.4% advance. Shark Tank's Barbara Corcoran Likes the App for That Much like bigger peers Automatic Data Processing ( ADP Quick Quote ADP - Free Report) and Paychex ( PAYX Quick Quote PAYX - Free Report) , Paycom provides functionality and data analytics that businesses need to manage the complete employment life cycle from recruitment to retirement. Its HCM (human capital management) solution offers a suite of applications in the areas of talent acquisition, time and labor management, and payroll. But where the David among Goliaths has innovated faster is with a smartphone app that allows employees to access and engage their data at will. You've likely seen the commercials where Shark Tank's Barbara Corcoran shows off the slick features of the on-the-go HR app. Bringing HCM to the People Here's how the Paycom website describes the challenges they solve... Still clinging to multiple HR systems and outdated processes? Whether you’re using bad tech, too much tech or no tech at all, the results are the same: productivity suffers and frustrations climb. With Paycom, employees can enter and manage their own HR data in a single, easy-to-use software. When they do, the weight of inefficient processes is finally lifted to transform your entire organization for the better. Here are the benefits Paycom lists for companies who give their employees a self-service HR platform accessible on their smartphones... HR is freed of this administrative burden Efficiencies spread companywide Employee engagement rises Data accuracy increases ROI is maximized FinTech... from HR and Payroll? Founded in 1998, Paycom company offers analytics that manage the complete employment life cycle from recruitment to retirement with cloud-based human capital management (HCM) SaaS solutions for employee records, payroll, and talent management processes. Oklahoma City-based Paycom serves more than 23,500 clients in all 50 states, or nearly 12,700 customers based on Parent Company Grouping. Its human resource services include retirement services administration, workers’ compensation administration, employee benefit solutions, professional employer organization and other administrative services for businesses. Paycom’s HCM solution offers a full suite of applications that generally falls within the following categories: talent acquisition, time and labor management, payroll, talent management and HR management. Its HCM software streamlines and automates many of the day-to-day record-keeping processes and provides a framework for HR staff to manage benefits administration and payroll, map out succession planning and document such things as personnel actions and compliance with industry and/or government regulations. Ideally, the cloud-based HCM reduces the administrative burden on employers and increases employee productivity and retention. Instant Access = Increased Engagement In the era of HCM, employers are looking for new ways to empower employees and encourage engagement. Since its easy to forget about the total benefits one receives from a corporate job, the ability to instantly access key information and choices at the tap of a finger is synergistic bonus for everyone. That access can include tasks and elements like requesting time off, seeing compensation, expenses, documents, and even performance. This may be one reason that Paycom has such a rich valuation as they help corporations merge into the FinTech universe that their employees-as-consumers are now accustomed to with apps and access at their fingertips. It certainly makes sense since we can access everything else in our financial lives this way. FinTech for the People In fact, the best firms will be taking "financial literacy" to new levels of responsibility, going beyond just giving a 401k with a match to teaching their employees how to organize and manage their entire financial lives. I see a giant opportunity for all of the HCM companies, including Workday ( WDAY Quick Quote WDAY - Free Report) and Paylocity ( PCTY Quick Quote PCTY - Free Report) , to offer a personal finance platform to corporations that integrates with their existing tools. That kind of engagement and education could drive employee satisfaction and retention even higher. And on the Mind Over Money podcast recently, I talked with veteran financial planner Mark Harvey about his brainchild for personal finance, The Harvest Plan. Here's an excerpt from the article version of the podcast... Get Yourself a MoneyPlan Coach When it comes to personal finance, there are plenty of gurus out there, from Dave Ramsey to Suze Orman. But I doubt they have what my guest today has in terms of experience and tools. Today, we'll introduce Mind Over Money listeners to a financial advisor who combines the best elements of coaching and a rich platform of strategies and decision tools to get your money game in top shape. In the podcast, we meet Mark Harvey, a 30-year financial professional who has served every area of consumer finances and he's got some of the top fiduciary credentials including RIA, Registered Investment Advisor, and the highest advocate role you can obtain with the IRS to serve his clients, that of the Enrolled Agent. Mark is also the creator of The Harvest Plan software platform, which is the best, most complete portal I have ever seen for managing your money game, from mortgages, credit, taxes and debt elimination to savings, investments, college planning and retirement. And there's a reason they call him The MoneyPlan Coach: every aspect of your financial life includes step-by-step video tutorials where Mark walks you through how to use the system to organize your total money game. So I was excited to have him on the program and dive into how this amazing platform, The Harvest Plan, helps us get our money game tuned up, turned on, and ready for anything. And here's the podcast link and full article... Get Your Money Game In Top Shape With Mark Harvey, The MoneyPlan Coach Bottom line: Buy PAYC while you still can near $300 (it's rallied over 6% while I write this on Thursday). And check out a free trial of The Harvest Plan while you can before some big HCM software company buys them and only offers it to their customers.