For the quarter ended June 2024, Bank of NT Butterfield & Son (NTB Quick QuoteNTB - Free Report) reported revenue of $143.08 million, up 0.3% over the same period last year. EPS came in at $1.11, compared to $1.14 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $138.85 million, representing a surprise of +3.05%. The company delivered an EPS surprise of +7.77%, with the consensus EPS estimate being $1.03.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Bank of NT Butterfield & Son performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Core Efficiency Ratio: 61.8% versus 63.1% estimated by two analysts on average.
• Net Interest Margin: 2.6% compared to the 2.7% average estimate based on two analysts.
• Net Charge-Off Ratio: 0% compared to the 0.1% average estimate based on two analysts.
• Average balance - Interest earning assets: $13.26 billion versus the two-analyst average estimate of $12.96 billion.
• Net Interest Income: $87.44 million versus $85.45 million estimated by two analysts on average.
• Total Non-interest Income: $55.65 million versus $53.40 million estimated by two analysts on average.

View all Key Company Metrics for Bank of NT Butterfield & Son here>>>

Shares of Bank of NT Butterfield & Son have returned +16.2% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.