We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
First Hawaiian (FHB) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Read MoreHide Full Article
For the quarter ended December 2024, First Hawaiian (FHB - Free Report) reported revenue of $161.96 million, down 22.9% over the same period last year. EPS came in at $0.41, compared to $0.37 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $186.28 million, representing a surprise of -13.06%. The company delivered an EPS surprise of +2.50%, with the consensus EPS estimate being $0.40.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Hawaiian performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net charge-offs: 0.1% compared to the 0.1% average estimate based on three analysts.
Total Non-Accrual Loans and Leases: $20.68 million versus the three-analyst average estimate of $18.82 million.
Net interest margin: 3% versus 2.9% estimated by three analysts on average.
Efficiency Ratio: 65.5% versus the three-analyst average estimate of 63.4%.
Average Balance - Total Earning Assets: $21.08 billion versus $21.02 billion estimated by three analysts on average.
Total Non-Performing Assets: $20.68 million versus the three-analyst average estimate of $20.49 million.
Total Noninterest Income: $29.38 million versus the three-analyst average estimate of $33.03 million.
Net Interest Income: $158.75 million versus the three-analyst average estimate of $151.38 million.
Bank-owned life insurance: $5.71 million compared to the $2.96 million average estimate based on two analysts.
Net Interest Income (FTE): $160.10 million versus the two-analyst average estimate of $154.11 million.
Other service charges and fees: $13.13 million versus the two-analyst average estimate of $10.81 million.
Noninterest income- Other: $4.45 million compared to the $2.55 million average estimate based on two analysts.
Shares of First Hawaiian have returned +4.8% over the past month versus the Zacks S&P 500 composite's +2.9% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
First Hawaiian (FHB) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended December 2024, First Hawaiian (FHB - Free Report) reported revenue of $161.96 million, down 22.9% over the same period last year. EPS came in at $0.41, compared to $0.37 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $186.28 million, representing a surprise of -13.06%. The company delivered an EPS surprise of +2.50%, with the consensus EPS estimate being $0.40.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Hawaiian performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-offs: 0.1% compared to the 0.1% average estimate based on three analysts.
- Total Non-Accrual Loans and Leases: $20.68 million versus the three-analyst average estimate of $18.82 million.
- Net interest margin: 3% versus 2.9% estimated by three analysts on average.
- Efficiency Ratio: 65.5% versus the three-analyst average estimate of 63.4%.
- Average Balance - Total Earning Assets: $21.08 billion versus $21.02 billion estimated by three analysts on average.
- Total Non-Performing Assets: $20.68 million versus the three-analyst average estimate of $20.49 million.
- Total Noninterest Income: $29.38 million versus the three-analyst average estimate of $33.03 million.
- Net Interest Income: $158.75 million versus the three-analyst average estimate of $151.38 million.
- Bank-owned life insurance: $5.71 million compared to the $2.96 million average estimate based on two analysts.
- Net Interest Income (FTE): $160.10 million versus the two-analyst average estimate of $154.11 million.
- Other service charges and fees: $13.13 million versus the two-analyst average estimate of $10.81 million.
- Noninterest income- Other: $4.45 million compared to the $2.55 million average estimate based on two analysts.
View all Key Company Metrics for First Hawaiian here>>>Shares of First Hawaiian have returned +4.8% over the past month versus the Zacks S&P 500 composite's +2.9% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.