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3 Magnificent Mutual Funds to Maximize Your Retirement Portfolio

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Investing in mutual funds for retirement is never too late. And the Zacks Mutual Fund Rank can be an excellent tool for investors looking to invest in the best funds.

The easiest, most reliable way to judge a mutual fund's quality over time is by analyzing its performance, diversification, and fees. The Zacks Mutual Fund Rank, which covers over 19,000 mutual funds, has helped us identify three outstanding options that are perfect for any long-term investors' portfolios that is retirement-focused.

Let's break down some of the mutual funds with the top Zacks Mutual Fund Rank and the lowest fees.

BNY Mellon Natural Resources A

(DNLAX - Free Report) : 1.16% expense ratio and 0.75% management fee. DNLAX is classified as a Sector - Energy mutual fund. Throughout the massive global energy sector, these funds hold a wide range of quickly changing and vitally important industries. DNLAX has achieved five-year annual returns of an astounding 18.48%.

John Hancock Disciplined Value R2

(JDVPX - Free Report) . Expense ratio: 1.14%. Management fee: 0.61%. JDVPX is a Large Cap Value mutual fund, which invests in stocks with a market cap of $10 billion of more, but whose share prices do not reflect their intrinsic value. This fund has managed to produce a robust 14.33% over the last five years.

PGIM QMA Large Cap Core Equity Z

(PTEZX - Free Report) is an attractive large-cap allocation. PTEZX is part of the Large Cap Blend section, and these mutual funds most often invest in firms with a market capitalization of $10 billion or more. By investing in bigger companies, these funds offer more stability, and are often well-suited for investors with a "buy and hold" mindset. PTEZX has an expense ratio of 0.45%, management fee of 0.35%, and annual returns of 16.48% over the past five years.

There you have it. If your financial advisor had you put your money into any of our top-ranked funds, then they've got you covered. If not, you may need to talk.

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