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3 Magnificent Mutual Funds to Maximize Your Retirement Portfolio

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There is never a wrong time to invest in mutual funds for retirement. So, if you're still looking for the best mutual funds, the Zacks Mutual Fund Rank can be a great guide.

How can you tell a good mutual fund from a bad one? It's pretty basic: if the fund is diversified, has low fees, and shows strong performance, it's a keeper. Of course, there's a wide range, but using the Zacks Mutual Fund Rank, we've found three mutual funds that would be great additions to any long-term retirement investors' portfolios.

Let's break down some of the mutual funds with the top Zacks Mutual Fund Rank and the lowest fees.

If you are looking to diversify your portfolio, consider

Fidelity Select Banking

(FSRBX - Free Report) . FSRBX is a Sector - Finance mutual fund option, which provide investors with a diversified and stabilized investment approach focused on the financial space, which is a notoriously large, complex, and heavily-regulated industry. This fund is a winner, boasting an expense ratio of 0.71%, management fee of 0.69%, and a five-year annualized return track record of 20.35%.

Franklin MultiAsset Growth A

(SCHAX - Free Report) : 0.41% expense ratio and 0% management fee. SCHAX is classified as an Allocation Balanced fund, which seeks to invest in a balance of asset types, like stocks, bonds, and cash, and including precious metals or commodities is not unusual. SCHAX, with annual returns of 13.37% over the last five years, is a well-diversified fund with a long track record of success.

American Beacon SiM High Yield Opportunity Y

(SHOYX - Free Report) is an attractive large-cap allocation. SHOYX is a High Yield - Bonds option. These mutual funds are often known as junk bonds since they are below investment grade. This means they are at an elevated risk of default, at least when compared to their investment grade peers. SHOYX has an expense ratio of 0.75%, management fee of 0.72%, and annual returns of 10.86% over the past five years.

There you have it. If your financial advisor had you put your money into any of our top-ranked funds, then they've got you covered. If not, you may need to talk.

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