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OneMain (OMF) Reports Q1 Earnings: What Key Metrics Have to Say

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For the quarter ended March 2025, OneMain Holdings (OMF - Free Report) reported revenue of $996 million, up 11.2% over the same period last year. EPS came in at $1.72, compared to $1.45 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $987.07 million, representing a surprise of +0.91%. The company delivered an EPS surprise of +10.97%, with the consensus EPS estimate being $1.55.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net charge-off ratio (Consumer and Insurance Segment): 7.8% compared to the 8.2% average estimate based on three analysts.
  • Insurance: $110 million versus $114.41 million estimated by five analysts on average.
  • Net Interest Income: $996 million compared to the $987.38 million average estimate based on five analysts.
  • Other income: $41 million versus $42.11 million estimated by five analysts on average.
  • Investment: $26 million versus $22.63 million estimated by five analysts on average.
  • Net interest income after provision for finance receivable losses: $540 million versus the five-analyst average estimate of $523.01 million.
  • Total other revenues: $188 million compared to the $181.35 million average estimate based on five analysts.
  • Gain on sales of finance receivables: $16 million versus the two-analyst average estimate of $5.50 million.
View all Key Company Metrics for OneMain here>>>

Shares of OneMain have returned +0.6% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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