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loanDepot (LDI) Reports Q1 Earnings: What Key Metrics Have to Say

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loanDepot (LDI - Free Report) reported $273.62 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 22.8%. EPS of -$0.13 for the same period compares to -$0.21 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $275.8 million, representing a surprise of -0.79%. The company delivered an EPS surprise of -85.71%, with the consensus EPS estimate being -$0.07.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how loanDepot performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Revenues- Net interest income: $3.31 million compared to the $1.50 million average estimate based on two analysts. The reported number represents a change of -546.4% year over year.
  • Revenues- Other income: $14.90 million versus $18.15 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -1.1% change.
  • Revenues- Servicing fee income: $104.28 million versus the two-analyst average estimate of $127.10 million. The reported number represents a year-over-year change of -15.9%.
  • Revenues- Change in fair value of servicing rights, net: -$41.10 million versus -$39 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -9.2% change.
View all Key Company Metrics for loanDepot here>>>

Shares of loanDepot have returned -18.2% over the past month versus the Zacks S&P 500 composite's +11.5% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.

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