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BankUnited (BKU) Reports Q2 Earnings: What Key Metrics Have to Say

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For the quarter ended June 2025, BankUnited, Inc. (BKU - Free Report) reported revenue of $273.93 million, up 9.5% over the same period last year. EPS came in at $0.91, compared to $0.72 in the year-ago quarter.

The reported revenue represents a surprise of +3.12% over the Zacks Consensus Estimate of $265.63 million. With the consensus EPS estimate being $0.79, the EPS surprise was +15.19%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net charge-offs to average loans: 0.3% versus the three-analyst average estimate of 0.3%.
  • Net Interest Margin: 2.9% versus 2.9% estimated by three analysts on average.
  • Average Interest-Earning Assets: $34.06 billion versus the three-analyst average estimate of $34.06 billion.
  • Deposit service charges and fees: $5.32 million versus $5.08 million estimated by three analysts on average.
  • Net Interest Income (FTE basis): $249.53 million versus the three-analyst average estimate of $247.52 million.
  • Other non-interest income: $17.88 million compared to the $13.39 million average estimate based on three analysts.
  • Total Non-Interest Income: $27.81 million compared to the $22.96 million average estimate based on three analysts.
  • Lease financing: $4.61 million versus $4.15 million estimated by three analysts on average.
  • Net interest income before provision for credit losses: $246.12 million versus the three-analyst average estimate of $243.67 million.

View all Key Company Metrics for BankUnited here>>>

Shares of BankUnited have returned +10.8% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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