Back to top

Image: Bigstock

Byline Bancorp (BY) Reports Q2 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

Byline Bancorp (BY - Free Report) reported $110.45 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 11.2%. EPS of $0.75 for the same period compares to $0.68 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $107.45 million, representing a surprise of +2.8%. The company delivered an EPS surprise of +11.94%, with the consensus EPS estimate being $0.67.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Byline Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 52.6% versus the three-analyst average estimate of 53.7%.
  • Net Interest Margin: 4.2% versus the three-analyst average estimate of 4.1%.
  • Average Balance - Total interest-earning assets: $9.21 billion compared to the $9.14 billion average estimate based on two analysts.
  • Net charge-offs of loans and leases: 0.4% versus the two-analyst average estimate of 0.4%.
  • Net Interest Income: $95.97 million versus $92.54 million estimated by three analysts on average.
  • Net gains on sales of loans: $5.41 million compared to the $5.06 million average estimate based on three analysts.
  • Total Non-Interest Income: $14.48 million compared to the $15.42 million average estimate based on three analysts.
  • Fees and service charges on deposits: $2.63 million versus $2.88 million estimated by two analysts on average.
  • Wealth management and trust income: $1.07 million compared to the $1.12 million average estimate based on two analysts.
  • ATM and interchange fees: $1.06 million versus $1.09 million estimated by two analysts on average.

View all Key Company Metrics for Byline Bancorp here>>>

Shares of Byline Bancorp have returned +7.6% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


Byline Bancorp, Inc. (BY) - free report >>

Published in