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Rocket Companies (RKT) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended June 2025, Rocket Companies (RKT - Free Report) reported revenue of $1.34 billion, up 3% over the same period last year. EPS came in at $0.04, compared to $0.06 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $1.25 billion, representing a surprise of +6.85%. The company delivered an EPS surprise of +33.33%, with the consensus EPS estimate being $0.03.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Rocket Companies performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Revenue- Gain on sale of loans- Gain on sale of loans excluding fair value of MSRs, net: $472.38 million versus $437.81 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +14.4% change.
  • Revenue- Gain on sale of loans- Fair value of originated MSRs: $343.53 million versus $421.95 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -0.6% change.
  • Revenue- Loan servicing income- Servicing fee income: $401.28 million versus $410.87 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +13.1% change.
  • Revenue- Loan servicing income- Change in fair value of MSRs: $-198.89 million versus the three-analyst average estimate of $-279 million. The reported number represents a year-over-year change of +76.1%.
  • Revenue- Other income: $309.34 million versus the three-analyst average estimate of $298.67 million. The reported number represents a year-over-year change of +14.9%.
  • Revenue- Gain on sale of loans, net: $815.9 million versus the three-analyst average estimate of $860.09 million. The reported number represents a year-over-year change of +7.6%.
  • Revenue- Loan servicing income, net: $202.39 million versus the three-analyst average estimate of $131.88 million. The reported number represents a year-over-year change of -16.3%.
  • Revenue- Interest income, net: $32.62 million versus the three-analyst average estimate of $25.06 million. The reported number represents a year-over-year change of +4.8%.
  • Revenue- Interest income- Interest income: $123.5 million versus $91.94 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +9.9% change.

View all Key Company Metrics for Rocket Companies here>>>

Shares of Rocket Companies have returned +0.6% over the past month versus the Zacks S&P 500 composite's +2.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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