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Citigroup (C) Laps the Stock Market: Here's Why

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Citigroup (C - Free Report) ended the recent trading session at $97.34, demonstrating a +1.53% change from the preceding day's closing price. The stock outpaced the S&P 500's daily gain of 0.27%. Meanwhile, the Dow gained 0.43%, and the Nasdaq, a tech-heavy index, added 0.37%.

Coming into today, shares of the U.S. bank had gained 3.86% in the past month. In that same time, the Finance sector gained 2.38%, while the S&P 500 gained 1.85%.

Market participants will be closely following the financial results of Citigroup in its upcoming release. The company plans to announce its earnings on October 14, 2025. The company's upcoming EPS is projected at $1.86, signifying a 23.18% increase compared to the same quarter of the previous year. At the same time, our most recent consensus estimate is projecting a revenue of $20.8 billion, reflecting a 2.41% rise from the equivalent quarter last year.

For the entire fiscal year, the Zacks Consensus Estimates are projecting earnings of $7.57 per share and a revenue of $84.51 billion, representing changes of +27.23% and +4.16%, respectively, from the prior year.

Investors might also notice recent changes to analyst estimates for Citigroup. These latest adjustments often mirror the shifting dynamics of short-term business patterns. As a result, upbeat changes in estimates indicate analysts' favorable outlook on the business health and profitability.

Based on our research, we believe these estimate revisions are directly related to near-term stock moves. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

The Zacks Rank system, which varies between #1 (Strong Buy) and #5 (Strong Sell), carries an impressive track record of exceeding expectations, confirmed by external audits, with stocks at #1 delivering an average annual return of +25% since 1988. Over the past month, there's been no change in the Zacks Consensus EPS estimate. Currently, Citigroup is carrying a Zacks Rank of #2 (Buy).

Looking at valuation, Citigroup is presently trading at a Forward P/E ratio of 12.66. This valuation marks a discount compared to its industry average Forward P/E of 16.26.

Investors should also note that C has a PEG ratio of 0.83 right now. The PEG ratio is akin to the commonly utilized P/E ratio, but this measure also incorporates the company's anticipated earnings growth rate. As the market closed yesterday, the Financial - Investment Bank industry was having an average PEG ratio of 1.58.

The Financial - Investment Bank industry is part of the Finance sector. At present, this industry carries a Zacks Industry Rank of 16, placing it within the top 7% of over 250 industries.

The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Don't forget to use Zacks.com to keep track of all these stock-moving metrics, and others, in the upcoming trading sessions.


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