Back to top

Image: Bigstock

Equifax (EFX) Reports Q3 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

For the quarter ended September 2025, Equifax (EFX - Free Report) reported revenue of $1.54 billion, up 7.2% over the same period last year. EPS came in at $2.04, compared to $1.85 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $1.52 billion, representing a surprise of +1.53%. The company delivered an EPS surprise of +5.7%, with the consensus EPS estimate being $1.93.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Equifax performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Operating revenue- Asia Pacific: $90.1 million versus the 13-analyst average estimate of $91.26 million. The reported number represents a year-over-year change of +1.8%.
  • Operating revenue- Latin America: $102.1 million compared to the $105.98 million average estimate based on 13 analysts. The reported number represents a change of +5.6% year over year.
  • Operating revenue- Europe: $102.3 million versus the 13-analyst average estimate of $103.74 million. The reported number represents a year-over-year change of +7.8%.
  • Operating revenue- Canada: $70.8 million versus $66.87 million estimated by 13 analysts on average. Compared to the year-ago quarter, this number represents a +9.3% change.
  • Operating revenue- Workforce Solutions: $649.4 million versus the 14-analyst average estimate of $643.45 million. The reported number represents a year-over-year change of +4.7%.
  • Operating revenue- Total International: $365.3 million versus the 14-analyst average estimate of $367.71 million. The reported number represents a year-over-year change of +5.9%.
  • Operating revenue- U.S. Information Solutions: $530.2 million versus $511.7 million estimated by 14 analysts on average. Compared to the year-ago quarter, this number represents a +11.2% change.
  • Operating revenue- U.S. Information Solutions- Financial Marketing Services: $62.7 million versus the 13-analyst average estimate of $59.04 million. The reported number represents a year-over-year change of +8.5%.
  • Operating revenue- Workforce Solutions- Verification Services: $553.6 million versus the 13-analyst average estimate of $548.67 million. The reported number represents a year-over-year change of +5.5%.
  • Operating revenue- U.S. Information Solutions- Online Information Solutions: $467.5 million compared to the $449.65 million average estimate based on 13 analysts. The reported number represents a change of +22.7% year over year.
  • Operating revenue- Workforce Solutions- Employer Services: $95.8 million compared to the $94.92 million average estimate based on 13 analysts. The reported number represents a change of +0.7% year over year.
  • Adjusted EBITDA- U.S. Information Solutions: $186.6 million versus the 11-analyst average estimate of $180.41 million.

View all Key Company Metrics for Equifax here>>>

Shares of Equifax have returned -10.1% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


Equifax, Inc. (EFX) - free report >>

Published in