We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Old Republic (ORI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Read MoreHide Full Article
For the quarter ended September 2025, Old Republic International (ORI - Free Report) reported revenue of $2.32 billion, up 8.2% over the same period last year. EPS came in at $1.11, compared to $1.32 in the year-ago quarter.
The reported revenue represents a surprise of +1.9% over the Zacks Consensus Estimate of $2.28 billion. With the consensus EPS estimate being $0.73, the EPS surprise was +52.05%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Old Republic performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Specialty Insurance Segment - Loss Ratio: 63.5% versus the two-analyst average estimate of 65.6%.
Specialty Insurance Segment - Expense Ratio: 31.3% versus 28.8% estimated by two analysts on average.
Title Insurance Segment - Combined Ratio: 96.4% versus the two-analyst average estimate of 97.9%.
Title Insurance Segment - Loss Ratio: 2.7% compared to the 2.8% average estimate based on two analysts.
Operating Revenue- Specialty Insurance Segment- Net premiums earned: $1.32 billion versus $1.33 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +8.1% change.
Operating Revenue- Specialty Insurance Segment- Net investment income: $154.6 million versus $152.7 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +10.5% change.
Operating Revenue- Specialty Insurance Segment- Other income: $50.6 million versus $46.65 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +15.8% change.
Operating Revenue- Corporate & Other: $12.5 million versus $11.77 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -27.8% change.
Operating Revenue- Title Insurance Segment- Net investment income: $17.6 million versus the two-analyst average estimate of $17.24 million. The reported number represents a year-over-year change of +10.7%.
Operating Revenue- Specialty Insurance Segment: $1.52 billion versus the two-analyst average estimate of $1.53 billion. The reported number represents a year-over-year change of +8.6%.
Operating Revenue- Title Insurance Segment: $784.8 million versus $738.04 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +8.3% change.
Operating Revenue- Title Insurance Segment- Net premiums earned: $767 million versus the two-analyst average estimate of $720.75 million. The reported number represents a year-over-year change of +8.3%.
Shares of Old Republic have returned +1.6% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
Old Republic (ORI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended September 2025, Old Republic International (ORI - Free Report) reported revenue of $2.32 billion, up 8.2% over the same period last year. EPS came in at $1.11, compared to $1.32 in the year-ago quarter.
The reported revenue represents a surprise of +1.9% over the Zacks Consensus Estimate of $2.28 billion. With the consensus EPS estimate being $0.73, the EPS surprise was +52.05%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Old Republic performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Old Republic here>>>
Shares of Old Republic have returned +1.6% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.